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Errors & Omissions

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Designed specifically to meet the contractual needs of professionals with expertise in a specific area against claims arising from negligence, malpractice, mistakes, or misrepresentation – not covered under general liability insurance policies.

APPROVED RISK CLASSES

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APPROVED RISK CLASSES

  • Licensed Third Party Producers/Processors
  • Equipment Manufacturing
  • Consultants and Advisors
  • Importers/Exporters
  • Testing and Analytics
  • Packaging
  • Delivery Services
  • Clinics

COVERAGE HIGHLIGHTS

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COVERAGE HIGHLIGHTS

  • Bridge the Coverage Gap Between the Manufacturer’s E&O, Product Recall, and Product Liability Exposures
  • Comprehensive Cover for Contracted 3rd Party Manufacturers and Miscellaneous Service Providers
  • Covers 3rd Party Financial Loss – Not Covered Under a General Liability or Shared E&O Extension Policy, Which Only Responds to Bodily Injury & Property Damage (BI/PD)
  • Stand-Alone Coverage with Dedicated Limits – Non-Shared

DEDUCTIBLE OPTIONS

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DEDUCTIBLE OPTIONS

Cost-Effective Retention Options (Starting at $5K minimum)

COVERAGE OPTIONS

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COVERAGE OPTIONS

  • Limits Up To $5M
  • Limits, Retention and Premium Offered In $CAD and $USD Currency
  • Ability to Build Excess E&O Towers to $10M
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ENDORSEMENT OPTIONS

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ENDORSEMENT OPTIONS

  • Manufacturers E&O and Products Recall
    • Refunds
    • Costs to Repair or Replace
    • Labour Costs
    • Stock Costs
    • Redistribution Costs
  • Standard Endorsements – sublimited
    • Pollution Liability
    • Multimedia and Advertising Liability
    • Computer Network Security
    • Privacy Liability
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